HCR Wealth Advisors and the Sandwich Generation

The Sandwich Generation is a unique group of people that are dealing with a financial situation that is unlike generations in the past. This group is typically classified as individuals that not only are still supporting older children, many of whom are going through college, but also need to support their aging parents. In fact, as many as 1 in 7 working people could fit into this classification.


HCR Wealth Advisors is a registered investment advisory firm that works with individuals to  develop strategies to help them reach their financial goals.


Don’t Neglect Your Future

One of the most important things for the Sandwich Generation to do is to not neglect your future. Many people are so focused on helping their parents and children that they no longer are preparing for their own financial future. But you have to keep on putting money in your savings account regardless.


Understand Parents’ Finances

When it comes to helping your parents, you need to better understand their financial situation. You should help them organize their finances and liabilities. From there you can better help them make a plan for their healthcare and long-term living costs.


Support Children

When you have children in college, you should help to support them the best that you can. Many kids today move back home due to significant debt burdens after college. To minimize this, you should help them find ways to reduce the debt by getting a campus job or finding a more affordable education option.


When you are dealing with these unique financial situations, it could also be a good idea to meet with a professional wealth advisor. One great option would be HCR Wealth Advisors. This wealth management firm can provide you with a variety of services to better manage your personal finances. They will help to provide you with the tools that are necessary to better allocate your finances and prepare for your financial future.

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Hussain Sajwani – Established Leader and Business Owner

Hussain Sajwani hails as the creator, Founder, and Chief Executive Officer of DAMAC Group. The leader is renowned for his statuesque stylish, one of a kind architecture in the Middle East. Mr. Sajwani is also known for his extraordinary marketing strategies. Taking luxury to next level experiences is the brilliant businessman’s forte. He started from meek beginnings. Being the son of two entrepreneur parents, the young Mr. Sajwani had an opportunity to experience business empowerment and nurturing. Displeased with some of the aspects of proprietorship, Hussain Sajwani pursued other choices early on. Eventually, the astute young leader identified a real estate opportunity and darted for it. This very opportunity opened the floodgates to the trailblazing real estate development empire, DAMAC Group which was open for business in 2002.


The DAMAC CEO’s current worth is hovering around $4 billion. Not bad for a once middle-class, conservative, hardworking, and focused individual. Hussain Sajwani is leading the Middle Eastern real estate development industry by herculean leaps. His business DAMAC Group was the first Middle Eastern development outfit to trade publicly on the London Stock Exchange as of 2013. Also in 2013, Mr. Sajwani revolutionized the leisure and golf community by collaborating with real estate titan Donald Trump on several occasions.


The duo created the Trump International Golf Club Dubai-an award-winning luxury site, as well as The Trump World Golf Course Dubai. Mr. Sajwani has been honored on multiple occasions for his exemplary leadership as well as for his design and architectural acumen. His company’s footprint has spanned across Dubai, Saudi Arabia, Qatar, and the United Kingdom. Mr. Sajwani creates intriguing spaces in some of the most exotic and entrancing places. The savvy entrepreneur no doubt enlisted some of the skills and teachings from early childhood in order to reach such heights of success. I imagine his father to be a great, profitable, and dedicated entrepreneur-as these are the same traits that embody the powerful Mr. Hussain Sajwani.

Jed McCaleb says that Banking and Crypto-World will soon be Intertwined

A man who has been involved with innovations in the video game, blockchain, and internet industries has made a bold, yet likely prediction.


Jed McCaleb is the co-founder and CTO of Stellar.org. He is an expert software developer and programmer. McCaleb is knowledge in the world of blockchain technology as well. This not only makes him a perfect match for a company like Stellar, but it means he is an authority on cryptocurrency.


McCaleb began his career as a software developer with an attempt to renovate the infrastructure behind downloading files. McCaleb created eDonkey, a decentralized hub for people to share their files. Although Napster was is considered by many to be the first p2p filesharing hub, eDonkey utilized decentralized technology that is still being used today.


Jed McCaleb then created the first worldwide bitcoin exchange: Mt. Gox. The platform was originally created to serve a particular video game community as a marketplace. It wasn’t long until Jed McCaleb switched his focus to bitcoin. McCaleb sold off Mt. Gox and eventually it was closed down.


Now as the CTO of Stellar Jed McCaleb is bringing cheaper options to financial institutions all over the world. Stellar is a blockchain company that works with-in the financial industry to bring financial options to parts of the world that have none. Stellar also works with companies in more developed parts of the world, but their primary target are those less fortunate. With Stellar companies all over the South Pacific have financial options that they previously did not.


Jed McCaleb recently spoke up about the future of cryptocurrency, banking, and blockchain technology. He believes that one day even stocks will be traded with crypto-cash. At the very least, banks of the future could use the public ledger software behind cryptocurrencies to make transactions faster and more secure.


“In the next 10 years,” McCaleb began. “I wouldn’t be surprised if all equity isn’t tokenized on some blockchain somewhere.” This includes common transactions and things like stocks and bonds.


According to Autonomous Next, the first 4 years of Stellar’s operations has resulted in 9 billion dollars worth of coins being sold.

The man behind the Habenero Shaker, Joel Friant

Joel Friant has a culinary fascination that has made him passionate about experimenting and coming up with exotic spices. This passion led him to the invention of the Habenero Shaker that was a great part of his Thai Fast food concept.


The idea of the Habenero Shaker came to him when he was in Jamaica with a friend and was introduced to the Habanero pepper. He realized that the stores only offered shakers with salt and other spices hence his invention. With the successful innovation of the product came the desire to share it with the world and America was the first place he had in mind. He began introducing the Habenero Shaker to big grocery stores in Washington DC.


While selling his Habenero Shaker, Joel was also playing an active role in the real estate industry. He dealt with the buying, renovation, foreclosure, and selling of properties. Joel became curious about the real estate mortgage market hence began his research in the sector. With all the knowledge he acquired, Joel Fraint opened his mortgage lending office.


In 2008, when the economic crisis hit, Joel was intrigued by the fact that some corporations were affected negatively while others came out more successful than ever. He began analyzing how all this was possible and in the process came up with the income thermostat concept which he used in his breakdown and made several publications on his findings.


Joel Friant was never satisfied with where he was in life; he continually sought to reach greater heights. For this reason, he invested in every new idea that intrigued him. He developed an interest in the online sales business. He sought lessons from Amazon and eBay that enabled him to learn how to sell his Habanero Shaker on these online sites. When he heard about the cryptocurrency industry, Joel did not lag behind, he learned about the industry and became an analyst.


Today, Joel Friant is an analyst of the blockchain technologies and offers tutorial services to investors who would like to invest in the technology. He has also not abandoned his Habenero Shaker brand as he continues to promote the brand actively. He also continues to explore the free market and opportunities for entrepreneurship and enjoys helping others succeed in their business endeavors as well.

AvaTrade Review: Scam or Real Deal?

AvaTrade is a multi-national company that has eleven sales offices with its headquarters in Dublin, Ireland. The company was formed by a group of financial and web-commerce experts in 2006. Their primary goal was to improve the experience of the retail traders venturing into online businesses. In the beginning, it was known as AvaFX before it was renamed.

The mission of AvaTrade is to create an environment that people can invest in and trade on with full confidence and no insecurities. The company has a tremendous pace of expanding.It has managed to register 200,000 customers in few years. It makes a total of 2 million transactions which gives it a profit of $60 billion every month.

The company concentrates on offering buying and selling services for equities, ETFs, Bitcoin, market indices, bonds, and commodities. It has managed to outdo all the other companies in the industry of online trading due to its substantial knowledge in financial matters and ability to meet the users’ needs wants. It has a customer care desk that is available for 24 hours and many platforms that has created an excellent environment for all traders regardless of their level. It is regulated by the central bank of Ireland and other regulators. AvaTrade can meet all the requirements of its traders.

The main thing that people who conduct their businesses online worry about is whether the broker is legit or not. This is because of the many fake brokers that have entered the online market. With AvaTrade you do not have to worry about it has been in the business for over a decade and had licenses from Japan, EU, Australia, British Virgin Island and South Africa. It is also an authorized broker that complies with the requirements of its regulators. It has been awarded immensely marking it as a reliable and respected company. If it is your first time to be involved in an online business, you can trade on AvaTrade with a peace of mind.

Joel Friant’s Sense Awakening Habanero Shaker

His business prowess is unmatched, with business interests and experience spanning from real estate sales, restaurant, publishing, success training, online sales, online seminars and crypto- currencies. It is hard to talk about Joel Friant without mentioning his flagship product, the Habanero Shaker. During his high school days, a friend gave Joel his first Habanero and his affection for it sprung from that point on.

The market at that time offered Habanero that was either mixed with salt or spices, he was looking forward to offer consumers 100% Habanero Shakers. This was his eureka moment, 1995 was the year he productized Habanero Chile Pepper but did not last long in the market. Now it’s back and Joel isn’t taking his attention off it. Habanero shaker gives its users the best of both worlds; it is hot and has great flavor. Joel Friant is delighted to see that an increasing number of people are appreciating the sense awakening feeling of habanero.

Habanero comes with more than just the tasty feeling; medical research has shown that capsaicin can kill a number of harmful bacteria such as e.coli and salmonella. Capsaicin has been found to improve blood circulation, prevent ulcers and also assist in weight loss by increasing the metabolic rate. Capsaicin is the active component of chili pepper producing the burning sensation when consumed.

Joel Friant loves to pen down his ideas, and to do so he goes out on a bicycle ride just to clear off his mind. He owes his business growth to learning from people who were already successful at what he wanted to do. As an entrepreneur, he failed in the past by thinking others were better than him and not trusting himself. He had to take the risk of walking away from the security of a paycheck and did the hard stuff every day and eventually his dreams were actualized.

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AvaTrade Review: Worth A Look, And Worth Your Investment

The world of Forex trading is competitive, with many different brokers all competing for the same business. This gives the new Forex trader an advantage when it comes to picking a competitive broker, but it can also be overwhelming with so much choice out there. A great company to start your research with however would be AvaTrade.

Trust, reliability, and service, are three of the most important characteristics an online Forex broker can have. You need to be able to trust them with your money, rely on the platform and services being available when you need them, and that there is help and resources available when you need questions answered. AvaTrade provides all three, and they do it very well.

AvaTrade is a Dublin, Ireland based company formed by a group of technologically savvy individuals and experienced financial professionals. Together they strove to create an online FOREX trading platform that offered top of the line abilities in terms of software and tools, a depth of resources that everyone from beginners to experts could take advantage of, and a customer service model based on building lasting relationships and trust.

Founded in 2006, AvaTrade is one of the foremost international Forex brokers out there. They have over 250 different trading platforms, and were one of the first brokers to allow digital currency trading in BitCoin. Their software is designed for new users through advanced experts, and offers all variety of order types and hedges.

Value is also important to a forex trader, you do not want high spreads and low leverage to eat into your potential gains. AvaTrade offers some of the best spread prices in the industry and significant leverage with only a $100 minimum deposit required to an open account.

In summary, AvaTrade is absolutely worth a look for the new or experienced forex investor. With a platform and company built on reliability, trust, tools, and great customer service, you can be confident that your money is safe and being utilized as much as possible.

Look out for more AvaTrade reviews on http://www.avatradereviews.com/

Bitcoin, Cryptocurrency & The Oxford Club Solution

Cryptocurrency has been all over the news as of late. This new form of currency has taken the business world by storm. The most popular type of cryptocurrency is Bitcoin, and it is revolutionizing the investment field. As with all investment opportunities, high returns can yield high risks. People who are retired, or people that are well-off can afford to invest in an opportunity like this. If you’re living week-to-week, or if you’re living month-to-month, this risk isn’t really for you. If you’re not swimming in money and you want to invest in cryptocurrency, then try investing the bare minimum.

Professional services should be obtained in all cases and the Oxford Club is one of the best in the business. The Baltimore-based firm has been around for over a decade, and it has a track record of success. If you become a member, then you’ll have access to the entire network of professionals. This includes wealth-building resources, investment strategies, guidance and other investment opportunities. This is the Bitcoin-craze and you should be a part of it. The Oxford Club is a team of private investors and entrepreneurs that posses a wide field of business knowledge. If you’re serious about getting a great return on investment, this club should definitely be considered.

Did you know that China makes-up about 42 percent of all Bitcoin transactions? That’s right! China has broke the mold of what Bitcoin transactions can truly be. Can you make a lot of money with Bitcoin? The answer is yes. Can you lose money from investing in Bitcoin? The answer is also yes because there is always risk when investing. This is why its so important that you seek professional guidance like the Oxford Club. The time is now if you want to get in on this craze and time means money in the grand-scheme of things.

Any Ideas on Siteline Cabinetry? We have the Answers

The idea to transform your home into a spa-like piece of modernity and serene complexity comes with wide array of options. Contacting the trusted dealer entails a lot of searches which may not happen right either. The choice of that company that will take every detail of your needs and wants in transforming your home into a preferred personality is vital. Taking a look at your home and accessing every cabinet is crucial in determining which the best company to contact for remodeling services. For over two years now, Siteline Cabinetry has been the closest companion to various clients that seek to transform their home to fit their space and personality.

The revolutionary approach of clients has placed the Siteline Cabinetry on the map of being the best cabinetry offering company. It takes every occasion to serve you giving you’re the unsurpassed service that is seldom to find it anywhere else. The undisputed capability of Siteline Cabinetry has enabled it to reach far and wide in giving its clients the best remodeling service taking every chance to serve with full passion. The rising levels of low-quality cabinetry products have prompted the Siteline to settle on the best position and being the qualified and certified company of its kind. It produces cabinets that fit well with your kitchen, bathroom, laundry sections and closet areas. A client is required to strike an order with the authorized dealer across the country and find their order forwarded to the manufacturing plant in Virginia.

Siteline understands the need to maintain trust with their clients. A period of five weeks is enough for your order to undergo furnishing and have it delivered to you. Siteline makes sure to inspect your cabinet needs and advise you on the best possible type, design, and color that will fit well with your needs and tastes. The client gets a chance to customize every area of the home with storage cabinets. The cabinets are beautifully designed crafted by the most qualified personnel to give your home a new look and fully furnished capability. The prices of the cabinets are affordable to every client. The choice of colors and designs entirely depends on the client’s tastes and preferences

AvaTrade Review: Modern Stocks Made Easy

For many people in the modern era, stocks can be a tricky thing to understand. AvaTrade review is a stocks trading program that makes things simple. Founded in 2006, AvaTrade has risen to be one of the top Forex trading services in the world.

Available on several different platforms, AvaTrade is accessible to anyone who owns a computer or smart device. Unlike other investing programs, AvaTrade offers courses for it’s users to understand the investing and trading that is being done.

AvaTrade allows users to trade commodities from all over the world, including internet commodities such as bitcoin. To begin trading with AvaTrade, a starting investment as low as $100 is required. This investment will open an account of the lowest tier and higher investments can be made with more features offered. If this investment seems too risky, AvaTrade also offers a free demo account.

Avatrade offers CFD trading. To make this function work, AvaTrade has a CFD Rollover feature that allows matured contracts to be swapped for new ones by adjusting the difference in price between the two.

Avatrade is one of the most accessible broker programs on the market. Besides the easy to use interface that is good for beginners, it also has features that experienced investors can take advantage of from the desktop application.

Investors that choose to use Avatrade receive immediate benefits. Starting at an investment of $200, investors can receive an added bonus of $40 invested in their account. These benefits raise all the way to $10,000 for a $50,000 starting investment.

While AvaTrade is simple to use, it has features that allow trading pros to use their skills. It also has provided information to help others reach the more professional status. Because of these benefits, AvaTrade has risen to be one of the leading trading platforms.

Full review on Avatrade: https://www.fxempire.com/brokers/avatrade/review